You Do Not Need 20 Percent Down to Buy a Home and Here Is What Is Actually Holding Buyers Back
Published on: 06/10/2026
Loan programs, DPA and seller concessions cut upfront costs significantly. Caleb Patton explains your real options now.
What If Home Prices Drop After I Buy Is the Wrong Question and Here Is the Right One to Ask Instead
Published on: 15/09/2026
Southern Indiana homes doubled in 10 years. Caleb Patton explains why not buying carries its own serious risks.
Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now
Published on: 11/09/2026
Middle East tensions push oil and rates higher. Caleb Patton explains why your estimate may have already changed.
Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Waiting Has Already Cost You
Published on: 20/08/2026
Waiting since 2008 means decades of missed equity. Caleb Patton explains why the crash may never come.
