Why Mortgage Rates Can Rise Even When the Fed Holds Rates Steady

Why Mortgage Rates Can Rise Even When the Fed Holds Rates Steady

Caleb Patton
Published on: 15/02/2026

Mortgage rates are driven by bond market expectations, not a direct Fed setting. Learn why rates move on inflation, jobs, and headlines, and what to watch.

Mortgage
Read more
Why February Can Be a Smart Month to Buy a Home: Less Competition, More Negotiating Power

Why February Can Be a Smart Month to Buy a Home: Less Competition, More Negotiating Power

Caleb Patton
Published on: 15/02/2026

February often brings fewer buyers and motivated sellers. Learn why the “quiet season” can mean better negotiation, credits, and less stress.

Mortgage
Read more
company logo
The High Desert Group Logo

Social Media Links

Instagram

YouTube

Contact Us

8125682955

220 NW 3rd St suite 101 Evansville, IN 47708

Copyright 2025. All rights reserved. Caleb Patton NMLS #1707224 | Broker Brothers Mortgage NLMS #2552976| Equal Housing Opportunity | Equal Housing Lender